The economy is a long way from recovery, and many families are struggling to make ends meet, never mind paying off debt. If you’re trying to get out of debt and aren’t sure of the most efficient way to do it, visit the Snowball Calculator.

The Snowball Calculator is designed to figure out the least expensive way for you to pay off your debt. Just fill in the form with the information on each loan, how much money you have to put towards debt payment, and click the “Calculate” button. You’ll get instructions on how much to send to each lender every month and how many months it will take to pay off the debts.

To calculate your debt repayment or to learn more, visit the Snowball Calculator.